If you need a large sum of cash, a hard money loan may be the right option for you. With a hard money loan from LBC Capital, you can borrow up to $15 million. Though the interest rates are higher, the loan terms are very flexible, making them a good option for those who need quick access to funding. Hard money loans are used for real estate transactions, such as purchasing a property or fixing up a property for resale. But they can also be used for other purposes, such as starting a business or funding a major purchase.